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Can foreclosure be stopped
[May 8, 2008]   by Foreclosure Help
Filed under: Can foreclosure be stopped, Foreclosure Help with Ocwen Mortgage, fallen behind on mortgage

My original mortgage was with New Century. I refinanced in 1999 for around 76,000.00. When OCWEN took my loan over, I did have some forebearance agreements and late payments, but have made regular payments as much as possible. The only time I did not was when Mississippi was declared a disaster area and mortgage payments were deferred during this disaster. I fell behind on my mortgage with OCWEN and called to make arrangements. I spoke with Ocwen rep, who said I could have a fixed rate of 11.500% with notes at 921.00 EXCLUDING T&I. I would have to submit a 2000.00 down payment. What I could not understand is the fact that the balance on my home was now 88,000.00 !!!  Now I have gotten a foreclosure letter from Shapiro and Massey in Jackson, MS. The letter states that my mortgage is now 90,000.00. I had someone from examine the payment history I requested from OCWEN and they see numerous unwarrented charges on my payment history. I would like to know how I can keep my home without being overcharged by OCWEN. I would also like to speak with someone who speaks English as a first language.  I am no longer receiving child support from my exhusband. OCWEN is foreclosing.

can foreclosure be stopped

 

I am unemployed can foreclosure be stopped
by Foreclosure Help
Filed under: Countrywide Loan modification, I am unemployed can foreclosure be stopped, fallen behind on my mortgage, foreclosure help in California

We have helped many homeowners stop foreclosure and save their homes from foreclosure. Stopping foreclosure gives us such a pleasure.  If you are in need of foreclosure assistance we can help. Contact us today, below are homeowners we have helped when their lender would not help.

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Company went out of business in January but struggled to pay me November and December. Keep all payments current until I found new employer they bounced 2 out of four of my paychecks and we have been sinking ever since. I found new job and they fired me after eight days. I missed a day to tend to my dieing father and they fired me.  Mortgage company is HSBC for both first and second and they tried to work out repayments but won’t give me time to find another job. Husband works but doesnt make enough to pay even half of our debt. we really need foreclosure help
stop foreclosure in California Los Angeles

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Venice foreclosure help

have had a 75% salery cut, wife working full time, house on the market 16 months with several price reductions. currently marketed in Europe no offers. National City Mortgage is foreclosing avoid forclosoure keep my home

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Foreclosure help in Greenville

I lost my job. After 14 years. And the only income we have is my unemployment check. My wife gets disibilty and also she is working doing electrical work. We want to please keep our home. We can come up with what is behind. Would you PLEASE try to help us,  We have put it in God’s hands.
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foreclosure help in Port Charlotte

Countrywide loan modification help they modified our loan back in Dec. They were not going to accept the modification with the funds because an employee, she said we did not date one of the pages of the modification.  After going back and forth and having to get a third party to step in-the modification from Dec. was accepted at the end of Feb. There was a payment due Feb. 1 and March 1 - I sent both of these payments but neither have cleared my bank.  The company my husband works for started having financial problems so he was without a job at the end of March.  He is working now so I know we can get caught up.  Actually we are not behind like they are showing because I have sent $2472. that has not been posted to my account.

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I am unemployed and Fell behind on payments and unable to catch up payments
Washington Mutual foreclosure assistance

 

Stop Foreclosure with Option One
[May 3, 2008]   by Foreclosure Help
Filed under: Foreclosure Help with Option One, Help Me with Forecloser, stop foreclosure with Option One

I work in commissioned boat sales.  the boating-sales industry seems to mirror the housing industry. sales have been 30% down or worse.  I was able, however  to keep up with my mortgage payments until last year when the country forced assessments on all the residents of this area.  We were ordered to hook-up to city water and sewer system, even though I had a perfectly working well, and septic system.  It cost me over $8,000. for permits, plumbers and installation.  that killed my savings account.  I need to stop foreclosure with Option One and asked them to help with a loan modification on my mortage to forgive the late payments and let me start a new with a slightly lower payment - they refused.  have had the property for 4 years and never missed a payment until last November. I have been trying to catch up ever since then - sending what i could each month. i am in a desperate panic.  I can\’t lose my house. I need foreclosure help in Cape Coral

please stop foreclosure with Option One

 

Option One Loss Mitigation Department
by Foreclosure Help
Filed under: We need a loan modification, refinance to stop foreclosure, stop foreclosure with Option One

We have been helping homeowners all over the nation stop foreclosure and helping them with loan modifications. We have been helping homeowners stop foreclosure with Option One for over 5 years and have a great track record. If you need foreclosure help contact us today and we will be there for you every step of the way.

below are examples of foreclosure assistance

My rate reset from 6.25 to now 9.25 increasing my payment in $400. Besides I was basically unemployed since Nov 2007. Now I have a job but my income is lower than before. If I can reduce my payment at least as it was before I could keep my payments. I just missed my first mortgage payment. My credit score and the value of the house do not allow any refinance, loss mitigation Option One  

 

how many payments behind before the lender can start foreclosure
[May 2, 2008]   by Foreclosure Help
Filed under: Do it yourself Foreclosure Program, fallen behind on mortgage, how many payments behind before the lender can start fo

we get these questions all of the time :How long or how many payments behind before the lender can start foreclosure. Also how do you find out who hold the note on your home when it has been sold and a service company is the persons you deal with and can not talk directly to the lender to try refinancing or other options”

the answer: Typically it is 3 months late a demand letter stating pay all or they will foreclose. 45 days after demand letter or breach letter the mortgage company can have their attorney serve foreclosure paperwork.  The foreclosure usually happens about 105 days after first missed payment. Your new mortgage company should send paperwork, welcome letter giving their contact info. Let us know we are prepared to help and really know the business.

we love to help stop foreclosure

 

We need a loan modification
by Foreclosure Help
Filed under: Need a Loan Modification, Washington Mutual Loss Mitigation, We need a loan modification

If you are looking for a loan modification we are the experts in negotiating with your bank and getting a loan modification. We know the numbers that are needed to not only allow you to save your home from foreclosure but also the magic number to be able to modify your loan. Being a negotiator in the past for one of the largest lenders loss mitigation department makes me the go to guy to understand the business and get your loan modified. We also offer free foreclosure help

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Last year I lost my full-time job and ever since then I have been working in the Entertainment business making good money to help with the mortgage. The entertainment company that I work for is not full-time. So, we need help.
I also work for a trucking company but, that’s also part-time. We can’t afford to lose this house. It was a wedding gift, from someone very special. (we need help.) Yes, my situation has changed because my mortgage has adjusted and now we really need to adjust back down. Can you help get a loan modification, we need foreclosure help in Los Angeles

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I refinanced my home in 2006 and need foreclosure help In Stockton, part of that money I invested for the purpose of increasing my income, and a portion went toward the down payment on the other home. I am on social security and disability. The broker used stated income and got me refinance and approved for the loan on the other home. My scores at the time 680 and he put me into a sub-prime loan. That totals $1,735.00 a month. The extra income would have given me the difference to make my mortgage payments. I have another home. I have tenants in that one, but because the people I gave money too has refused to pay back the money, I can’t pay the difference of this mortgage either. The difference being $435.00. They, being Carrington now, buying the loan from Fremont Lending. lived in my home since 1998. I have someone wanting to buy the property, who will allow me to remain in my home. Hoping that in a couple of years, to sell the property back to me, once I can clean my credit up to qualify.
GMAC Stop Foreclosure

 

Lost job and need foreclosure help
by Foreclosure Help
Filed under: Foreclosure Help, Loan Modification Assistance, Lost job and need foreclosure help, fallen behind on my mortgage

We offer foreclosure help nationwide and help people save their homes that can afford their payments but have had financial hardship and have regained and back on track. below are examples of homeowners we help.

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no payments have been made since January. My fiancee had his hours cutback and my mother was going through chemo and radiation treatments for cancer. What little we had went to help them out and to keep food on our table. He has solid employment now making 1100.00 gross per week. We can and would like to pay weekly to clear the back payments and make all future payments weekly. If it would help to be married we can do so in 3 days or we can just quick claim him onto the deed. He just had a bankruptcy clear (all payments made) and is waiting on all creditors to send letters to his attorney stating that all payments have been made. we really need foreclosure help with Wachovia Mortgage. stop foreclosure help.

Our advice is not to get married to save a home get married for love besides most mortgage companies will take a contribution letter stating the amount of income that is being contributed to household income.  We are able to give loan modification help and get their lives straight.

 

Foreclosure help in Memphis
[April 28, 2008]   by Foreclosure Help
Filed under: Foreclosure Help with Washington Mutual, Foreclosure help in Memphis, Loan Modification Assistance

We have helped many homeowners stop foreclosure in Memphis.  Below are homeowners that have contacted us that we have helped stop foreclosure in Memphis._______________________________________________

Divorced November before last, had to enter into debt negotion with my credit card companies. I have a HELOC that comes due in August. I’m concerned about being able to continue to make payments, I’m attempting to avoid the possibliity of foreclosure or bankruptcy. I do not necessarily need to sell the house if I can refinace. I am not necessarily interested in pulling cash out. I also had a time share that I deeded back to the company that is being listed as having been forclosed. I am contacting Concord to get clarification on this. I need help to stop foreclosure with Washington Mutual.  I need loan modification help

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When my mom passed 4yrs ago, I decided to purchase another home. Everything was going good until my husband got laid off. The notes got too high for me to keep up with, so I put the houses under CH 13.  My situation has changed completely. Now, my husband is working on a regular basis. Also, I am working at a goodstanding job. I believe that we are able to take care of both homes.  Help me save my home in Memphis

 

should we file bankruptcy to save my home
by Foreclosure Help
Filed under: Bankruptcy to Stop Foreclosure, foreclosure help in Denver, should we file bankruptcy to save my home

Should we file bankruptcy to save our home? Se what others have said below that filed bankruptcy. You will see that what the lawyers teel you and what really happens are different in many instances. It may stall foreclosure for a few days but in the end they will put you on a repayment plan in many instances you can not continue to pay for years. We have been successful in getting homeowners a modification and reduce their payments. We do not guarantee a loan modification but if you can afford your home or run a slight deficit we have helped. below are some homeowner that believed their attorney and look at their situation back asking for foreclosure help

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I was laid off in April. I got a letter stating my monthly house payment will go up in August. Also I filed for bankruptcy in December and it has not been discharged but I can no longer afford the bankruptcy payments. I want to keep my house, but I am not sure I can refinance due to losing my job and filing for bankruptcy. I am not yet behind, but I have a great feeling that I will soon be. The bankruptcy attorney told me I would be ok and I am in the same situation as I was before except I now have a bankruptcy on my record also. help me stop foreclosure.
I need foreclosure help in Brighton

 

Loan Modification Assistance
[April 24, 2008]   by Foreclosure Help
Filed under: ARM Mortgate payments increased, Foreclosure Options, How to Stop Foreclosure, Loan Modification Assistance, Need a Loan Modification, free foreclosure help

If you need loan modification assistance we can help. We have helping homeowners acquiring loan modifications for over 4 years now and have been saving homes for over 6 years. Not only do we know the business of foreclosure assistance but we actually worked in the loss mitigation industry as homeowner retention  negotiators in both prime and subprime.  If you have had a hardship in your life but it has been resolved and you can now afford your home we can help stop foreclosure.  If you are facing an increase in your interest rate that will put your payments out of reach we can help you stop foreclosure also. Click this link (Stop Foreclosure) and we will contact you and discuss your issues and once we take your case we really push for a loan modification and work on fixing your interest rate or extending your term to get a payment you can afford. We are here for you.

 
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