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Archive for January, 2010

Help Me Stop Foreclosure

We are contacted by many homeowner that need help. We give them options to stop foreclosure whether a short sale, loan modification, refinance or deed-in-lieu. Below are some contacts that have reached out for help. We are able to help many.

Stop Foreclosure in Atlanta
Foreclosure Help in Georgia
Would like to see about getting loan modification help in order to reduce my interest so that I can lower my monthly mortgage. I have been struggling to pay my monthly mortgage since my daughter has gone to college and do not want to lose my home but if I can reduce my interest rate and monthly payment it will make it much easier. Also there are homes in foreclosure
around me and the value is continuing to decrease.

Stop Foreclosure in Myrtle Beach
Foreclosure Help in South Carolina
County: Horry
not sure about the back payments, we were with countrywide home loans who sold to bank of America home loans, we have been trying to get a modification or refinance for a year now, keep getting runaround, have had no paperwork sent about loans or modification trying to get, have been denied modification, cannot find out why, can never talk to the same person, no one seems to know whats going on. Now they tell us there is a sale date Feb. 1rst. We don’t know what to do, this seems like a violation of the truth and lending act. We have sent all necessary info including, hardship, finances, and check stubs, tax return, just cant get anywhere with these people and they kept telling us to wait, might be 3 months each time and now they are saying, we want to keep our home and have had total unprofessionalism and delinquencies from bank of am. Bank of America home loans formerly, Countrywide home loans – home loan refinance in foreclosure foreclosure help with Bank of America

Foreclosure Help in Orlando
Foreclosure Help in Florida
County: Orange
I was laid off from my job and was it was a 50% reduction in my income. I was not able to keep making payments on my home.

Stop Foreclosure in Chico
Foreclosure Help in California
County: Butte
I am 3 months behind in mortgage payments. Two weeks ago I received a letter of default in the mail. I paid $830 via western union to the mortgage company on January 3 and they declined to accept the money. It is stilll sitting at western union. Since they declined to accept the payment I am now 4 months behind. My situation hasn’t changed and my mortgage company is GMAC Mortgage. How can I stop foreclosure

Stop Foreclosure in Cordova
Foreclosure Help in Tennessee
County: Shelby
I’m experiencing some financial hardship at this time my husband no longer works and most likely will not be returning to work because of he is mentally incompetent from a severly mental breakdown and i;ve had to quit one of my jobs to help take care of him, h-90e is dong much better now, but. we are in this financial hard ship become of it. I’m only asking for borrowed timed until I can get back on my feet financially. I love my home and desperately do not want to loose it. I’ve applied for part time work and began to work full time at my primary job, which alone would be able to cover my mortgage. presently i just need some time, time, time to get back financially stable, 60 days max. thank you. help on foreclosure

Stop Foreclosure in Naranja
Foreclosure Help in Florida
County: Miami-Dade
I got hurt at work and fell behind because I took time off to heel.Yes, I’m better but still I am 2 months behind and they are talking foreclosure.Please help me right away. Foreclosure help with Countrywide Mortgage Company has my mortgage, stop foreclosure

Stop Foreclosure in Dover
Foreclosure Help in New Hampshire
County: Strafford

I was struggling to make payments on my loan. I would be a little later and later each month till where a month had lapsed me, I was on the phone with Saxon mortgage and they had started me on the modification loan and told me to wait to hear form a person who was going to check to see if i lived in my home that woman came nearly 2 months later and i called to see where things were with my loan to find out they had sold my loan to Ocwen, i have not been able to reach a representative on the phone ever! and the website will not allow me to download the form!! i am ready to make a payment a month ago and I would like to make my interest rate stay the same instead of adjusting, I am feeling more able to pay my mortgage at the lower interest rate and would like to get this squared away so my credit score isn’t ruined! I am frustrated! please help me. My lender was Saxon mortgage then with out realizing it, in the middle of my modification they sold it to Ocwen and I haven’t been able to reach them by phone at all. Ocwen foreclosure help and Saxon foreclosure help

Stop Foreclosure in Miami
Foreclosure Help in Florida
County: Dade
My work in the Georgetown SC area came to a big slow down. I have sought work out of state looking for Contracts in the Building field. I am a Residential Builder and need more work to keep up with my obligations. My wife’s work is going well but we are hurting due to lack of building in South Carolina. I am continuing to work out of state until South Carolina economy picks up and more work comes in.

Stop Foreclosure in San Diego
Foreclosure Help in California
County: San Diego
Was 2 months behind – had called bank to see if there was any options in reducing payment. They said unable to help since I was under 2 months. Now it’s 3 months since they return my check. Mortgage company is not very helpful. The customer service people was not polite and had given me an attitude. I would like to keep my property since I don’t have another home. I have been trying to staying afloat paying the mortgage and other bills by taking depleting y savings. Not sure what to do next. Nothings changed. Plan on calling them again 1/16 and see what they can do for me. My lender is M&T Bank.

Stop Foreclosure in Los Angeles

Foreclosure Help in Los Angeles
County: Los Angeles
Back in June of 2009 my husband lost a contract that would of prevented us for being in foreclosure. Our payments are substantially high being 2300 dollars a month. So we sought for a modification threw our mortgage holder Wells Fargo. Who essentially has dragged this process out for at least seven months. Now with the foreclosure process commencing shortly on our loan. Our desire is to stay in our home. Well Fargo home mortgage has held out a carrot of remodification on our home mortgage since June of 2009. They told us to hold off on paying until loan modification was approved. I believe it was never their intent to modify our loan in the first place. And now we are seven months behind threatening foreclosure. I have asked numerous We need Wells Fargo foreclosure help times if we should pay something even though it wasn’t the full amount. Their response was no and to just wait. Now waiting has caused foreclosure and damaged my credit standing seriously.

Stop Foreclosure in Virginia Beach
Foreclosure Help in Virginia
County: Tidewater
Over the last several years I have been asking for help due to fluctuating income, I have not worked at my profession of supportive caregiver due to health problems of my own, Hashimoto’s disease with the complication of having had thyroid cancer previously and a second surgery in 2005 to remove thyroid tissue. I filed for divorce from an immigrant who only wanted his green card, this cost me $ 3000. I filed the necessary paperwork with the Citifinancial office in Rhinelander,WI.in order to secure a loan modification over 3 months ago. Now they say they need an appraisal …What is going on? foreclosure help with Bank of America

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