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Can foreclosure be stopped
[May 8, 2008] by Foreclosure Help
Filed under: Can foreclosure be stopped, Foreclosure Help with Ocwen Mortgage, fallen behind on mortgage

My original mortgage was with New Century. I refinanced in 1999 for around 76,000.00. When OCWEN took my loan over, I did have some forebearance agreements and late payments, but have made regular payments as much as possible. The only time I did not was when Mississippi was declared a disaster area and mortgage payments were deferred during this disaster. I fell behind on my mortgage with OCWEN and called to make arrangements. I spoke with Ocwen rep, who said I could have a fixed rate of 11.500% with notes at 921.00 EXCLUDING T&I. I would have to submit a 2000.00 down payment. What I could not understand is the fact that the balance on my home was now 88,000.00 !!! Now I have gotten a foreclosure letter from Shapiro and Massey in Jackson, MS. The letter states that my mortgage is now 90,000.00. I had someone from examine the payment history I requested from OCWEN and they see numerous unwarrented charges on my payment history. I would like to know how I can keep my home without being overcharged by OCWEN. I would also like to speak with someone who speaks English as a first language. I am no longer receiving child support from my exhusband. OCWEN is foreclosing.

can foreclosure be stopped

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how many payments behind before the lender can start foreclosure
[May 2, 2008] by Foreclosure Help
Filed under: Do it yourself Foreclosure Program, fallen behind on mortgage, how many payments behind before the lender can start fo

we get these questions all of the time :How long or how many payments behind before the lender can start foreclosure. Also how do you find out who hold the note on your home when it has been sold and a service company is the persons you deal with and can not talk directly to the lender to try refinancing or other options”

the answer: Typically it is 3 months late a demand letter stating pay all or they will foreclose. 45 days after demand letter or breach letter the mortgage company can have their attorney serve foreclosure paperwork. The foreclosure usually happens about 105 days after first missed payment. Your new mortgage company should send paperwork, welcome letter giving their contact info. Let us know we are prepared to help and really know the business.

we love to help stop foreclosure

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fallen behind on mortgage
[March 22, 2008] by Foreclosure Help
Filed under: fallen behind on mortgage

We have fallen behind on our mortgage and seem to remain afloat from the 90 day late payment. We have tried to get loans but due to our late mortgage no one will lend. We just want to get our feet back on the ground. Ocwen is foreclosing on our home.

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This nice couple contacted us and we are negotiating with the lender to save their home. They trusted us to stop their home foreclosure and left it us because we are the professionals in the foreclosure business. We are just wrapping them up and all that he needs to do is contact the mortgage company to payoff the the amount needed in order to get her loan modification approved to stop the sale.

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