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I Need a Loan Modification
[September 20, 2008] by Foreclosure Help
Filed under: I need a loan modification
Our Purpose: We have 5 key elements
- Reduce homeowners loss of home or expensive plans offered by lenders
- Increase our save numbers and loss mitigation workouts
- Help homeowner reinstate (via loan modification) and remain in home
- Help homeowners avoid foreclosure
- Help homeowners preserve their credit
Many homeowners say “I Need a Loan Modification”
If you are facing foreclosure you need expert support. We have helped many homeowners stop foreclosure when they need a loan modification to save their homes.
Do I qualify for a loan modification? - it depends below are some of the requirements
- do you want to keep your home?
- has your hardship been resolved
- have you made at least 12 payments on current loan (we can get around with a few tricks)
Acceptable Reasons for default:
- Under employment (reduced hours) / unemployment
- Death of borrower or primary wage earner
- Decline in business / business failure
- permanent disability
- Serious illness
- Divorce
- Incarceration
- Forced or involuntary job relocation
- a few others that are not defined below as unacceptable reasons for default
Unacceptable Reasons for default:
- Quitting a job
- Leave employment to care for children
- Voluntary reduction in work hours
- Normal seasonal layoffs
- Quitting a job to return to school
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