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Loan Modification with Option One
[June 19, 2008]   by Foreclosure Help
Filed under: Loan Modification Assistance, Loan Modification with option One, Need a Loan Modification, We need a loan modification, loan modification while in bankruptcy, stop foreclosure with Option One

If you are facing foreclosure with Option One and need a loan modification we are more than qualified to help stop foreclosure. We have a very unique relationship with Option One and getting a loan modification. We have negotiators that worked with Option One and we have had great success at getting a loan modification help with Option One. We have very experienced negotiators that are more concerned with helping homeowners stop foreclosure with Option One and all other lenders. We really know the and did not just start because of this is the way the mortgage industry has lead and trying to make it work for us. We actually teach loss mitigation and how to get a loan modification for homeowners. Below are a few Option One Loan modifications we were able to workout.

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In September Option One Mortgage returned our payment, with no reason why. When I contacted them as to why they stated that they we going to foreclose on the loan. Stating that we were 5 months behind. This I know is not true, we were 1 month behind I admit and were trying to get caught up. We had been trying to work with the mitigation team but were getting the run around. We need Option One foreclosure help. Once we thought all hope was lost we found a company on the internet that promised to help us. After having us pay them (using the mortgage payments we were keeping in the bank) they had us file bankruptcy (pro se. after paying them could not afford an attorney) We keep getting the run around on the bankruptcy as well. We were told to start sending in our mortgage payments again starting February 2008 which we have done. We have also been paying into the bankruptcy as well. Then when we tried to make the May 2008 payment to Option One they again refused it. Stating we were behind. And I have made every single payment. So now they are threating foreclosure again. This home has been in my family for over 50 years and I do not want to loose it. I have tried to work with them but they don’t return my calls, or anything. When we originally got the mortgage we were told our payments would be one amount but at closing we learned that they were to be at least $200 more. But we have made our payments and they say we have not. Our Mortgage Company is Option One Mortgage please Help me stop foreclosure. We need a loan modification with Option One

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Oct 2007 it went into pre-Foreclosure,” for multiple missed payments. I went on a re-payment plan with Option One, and was told NOT to miss another payment, or an automatic “date of Sale” would occur. I did make HUGE payments ($ 4200/mo) for another 5 months. Then , I received a “miss-leading” letter from them thinking that I was being given a “new” loan with a date for next payment which apparently would skip a month. As soon as I skipped a monthly payment, it went to sale immediately and Option One now has the only Bid on it. I am in Redemption period now, for another 6 weeks. I NEED HELP FAST, I really need help with a loan modification with Option One

we really need help to stop foreclosure in Los Angeles

 

Loan Modification with Washington Mutual
[June 18, 2008]   by Foreclosure Help
Filed under: Foreclosure Help with Washington Mutual, Loan Modification Assistance, Loan Modification with Washington Mutual, Washington Mutual Loan Modification

If you are facing foreclosure with Washington Mutual and need a loan modification in order to get current we can help. We have helped many homeowners stop foreclosure and save their home with our negotiators that really know the business. Get loan modification help with the best i the business. If your loan can be modified we would know. Below are scenarios we were able to help get a loan modifications with Washington Mutual.

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My husband and I have been trying to get assistance from Washington Mutual for three months regarding our home loan with absolutely no help. Our faxes have been lost, we have been continually told to call back, and never once dealt with the same person. We are transfered from person to person only to be hung up on after waiting for long periods of time and never once have been given consistent information. It is extremely difficult to reach anyone on the phone and we have spent hours on hold.

Two months ago we were told that our financial information we gave looks as if we qualify for assistance with keeping our home and this gave us some hope, as our mortgage payments have jumped $800.00 dollars. We make our payments on time and are not behind, but only because we have taken out loans to do so. We can not keep our home with this interest rate. After resubmitting the same information which was lost by the bank and after three months of being told to call back and our paperwork would be evaluated we are truly frustrated. After all this waiting we were then told to either sell our home or that if we were behind we can be given time to catch up. We are not behind so this advise did not apply to us, nor can we sell our home for our loan value. We were given no options. Obviously, our home’s value has dropped and will continue to drop as our interest rate increases. We are scared that we will have to let our house go into foreclosure, as the payments are simply to high to afford and the value is not there to refinance. Despite the fact that we have made all of our payments on time and have a steady income and have improved our credit score we can not seem to get any real information that is helpful and have been dealing with people who just seem to simply not care and feel are situation is just being avoided.

What is truly frustrating is we were initially told when we signed our refinance papers that our loan would be fixed for five years. We were lied to and believe documents were falsified. We were then told by Wamu that our loan does not qualify for the project Hope Plan created by president Bush, as we were told our loan is not a sub-prime loan. Every bit of information I read says our loan is indeed a sub-prime loan and freezing our interest rate could help save our home until the market improves, we really need loan modification help with Washington Mutual

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Help modify my loan

After ten years with the same company, my husband lost his job (it was outsourced overseas) in December. We thought it wouldn’t take long for him to get something else so we started paying our mortgage and bills on our credit cards, assuming it was a temporary solution. I have a full time job but do not make enough to cover our expenses.
We now have acquired an extreme amount of debt. We called our Washington Mutual (WaMu) and followed the procedure that they advised, which was to fill out a packet explaining our financial situation and we were to include a letter of hardship. After 8 weeks of waiting, we were rejected on a technicality and had to start the process all over again. Its now been another 4 weeks and all they do is call and ask for money but refuse to help us until our packet has been approved. If this packet gets rejected we are once again, back to square one and will owe more to them with no assistance on their part.
I believe that their process is inherently set up for us to fail. We now just want out and we will never do business with Washington Mutual in any capacity in the future.
My husband is working through a temp agency that has been able to give him a decent amount of work. We are hoping that he will be able to secure a full time job in the near future. I am still at my job as well.
I have cashed in my (small) inheritance in order to try and pay off some debt but am wary about giving WaMu any of it. We could catch up with our mortgage now but in 3 months be exactly in the same position due to their failed customer service policies. We just don’t know what to do and they are harassing us for money but refuse to allow us to negotiate or be assigned a person until the packet is approved- which may or may not EVER happen. We tried to approach this in good faith. We want to make good on this and not go in to foreclosure but they are making it very difficult to work with them. We need loan modification help with Washington Mutual

 

Foreclosure help in Florida
[June 16, 2008]   by Foreclosure Help
Filed under: Loan Modification Assistance, Need a Loan Modification, foreclosure help in Florida, loan modification while in bankruptcy

If you are facing foreclosure in Florida we can help. We are very familiar with foreclosure law in Florida. Below are homeowners that we have helped stop foreclosure in Florida.

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We Bought our home for $170,000. At the time it was appraised for $190,000. Now it is worth about 120-130. Our mortgage has adjusted and our taxes have doubled and our payment has gone up over $2000.00. We have applied to our loan co  to have our loan modified but we cannot get an answer from them and we are now 3 months behind. We need loan modification help. First Franklin is our mortgage co. and we are still waiting for an answer on our situation. Because we would rather get short sale help than foreclose.  stop Florida foreclosure.

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We were trying to contact stop foreclosure with Litton Loan to discuss about our situation for months, but there weren’t answer from them until 1 day before foreclose date. And after that there were two people appeared in front of my house and told us that we have to move because the house has been sold in an auction. I have received the letter from Glasser and Glasser P.L.C. said that now the property is belong to The Bank of New-York.
we need a loan modification with Litton Loan services

 

Loan Modification
[June 1, 2008]   by Foreclosure Help
Filed under: Loan Modification Assistance

We are trying to get current on our loan and try to mitigate our loan. We just received a arm change notice and our payment will go up to $3600.00 from $2256.00. We would like to get our loan back to the $2256.00 which we have been struggling to pay over the years. Our situation has changed. We have gotten a roommates in both our house and our place of business to help with the monthly payments. We are bringing $1200.00 stably each month with that. It appears the rate will be 6.52% in July when the arm resets-or is reaching it’s cap limit.

Loan Modification Help

 

Lost job and need foreclosure help
[May 2, 2008]   by Foreclosure Help
Filed under: Foreclosure Help, Loan Modification Assistance, Lost job and need foreclosure help, fallen behind on my mortgage

We offer foreclosure help nationwide and help people save their homes that can afford their payments but have had financial hardship and have regained and back on track. below are examples of homeowners we help.

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no payments have been made since January. My fiancee had his hours cutback and my mother was going through chemo and radiation treatments for cancer. What little we had went to help them out and to keep food on our table. He has solid employment now making 1100.00 gross per week. We can and would like to pay weekly to clear the back payments and make all future payments weekly. If it would help to be married we can do so in 3 days or we can just quick claim him onto the deed. He just had a bankruptcy clear (all payments made) and is waiting on all creditors to send letters to his attorney stating that all payments have been made. we really need foreclosure help with Wachovia Mortgage. stop foreclosure help.

Our advice is not to get married to save a home get married for love besides most mortgage companies will take a contribution letter stating the amount of income that is being contributed to household income.  We are able to give loan modification help and get their lives straight.

 

Foreclosure help in Memphis
[April 28, 2008]   by Foreclosure Help
Filed under: Foreclosure Help with Washington Mutual, Foreclosure help in Memphis, Loan Modification Assistance

We have helped many homeowners stop foreclosure in Memphis.  Below are homeowners that have contacted us that we have helped stop foreclosure in Memphis._______________________________________________

Divorced November before last, had to enter into debt negotion with my credit card companies. I have a HELOC that comes due in August. I’m concerned about being able to continue to make payments, I’m attempting to avoid the possibliity of foreclosure or bankruptcy. I do not necessarily need to sell the house if I can refinace. I am not necessarily interested in pulling cash out. I also had a time share that I deeded back to the company that is being listed as having been forclosed. I am contacting Concord to get clarification on this. I need help to stop foreclosure with Washington Mutual.  I need loan modification help

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When my mom passed 4yrs ago, I decided to purchase another home. Everything was going good until my husband got laid off. The notes got too high for me to keep up with, so I put the houses under CH 13.  My situation has changed completely. Now, my husband is working on a regular basis. Also, I am working at a goodstanding job. I believe that we are able to take care of both homes.  Help me save my home in Memphis

 

Loan Modification Assistance
[April 24, 2008]   by Foreclosure Help
Filed under: ARM Mortgate payments increased, Foreclosure Options, How to Stop Foreclosure, Loan Modification Assistance, Need a Loan Modification, free foreclosure help

If you need loan modification assistance we can help. We have helping homeowners acquiring loan modifications for over 4 years now and have been saving homes for over 6 years. Not only do we know the business of foreclosure assistance but we actually worked in the loss mitigation industry as homeowner retention  negotiators in both prime and subprime.  If you have had a hardship in your life but it has been resolved and you can now afford your home we can help stop foreclosure.  If you are facing an increase in your interest rate that will put your payments out of reach we can help you stop foreclosure also. Click this link (Stop Foreclosure) and we will contact you and discuss your issues and once we take your case we really push for a loan modification and work on fixing your interest rate or extending your term to get a payment you can afford. We are here for you.

 
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