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Loan Modification with Option One
[June 19, 2008]   by Foreclosure Help
Filed under: Loan Modification Assistance, Loan Modification with option One, Need a Loan Modification, We need a loan modification, loan modification while in bankruptcy, stop foreclosure with Option One

If you are facing foreclosure with Option One and need a loan modification we are more than qualified to help stop foreclosure. We have a very unique relationship with Option One and getting a loan modification. We have negotiators that worked with Option One and we have had great success at getting a loan modification help with Option One. We have very experienced negotiators that are more concerned with helping homeowners stop foreclosure with Option One and all other lenders. We really know the and did not just start because of this is the way the mortgage industry has lead and trying to make it work for us. We actually teach loss mitigation and how to get a loan modification for homeowners. Below are a few Option One Loan modifications we were able to workout.

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In September Option One Mortgage returned our payment, with no reason why. When I contacted them as to why they stated that they we going to foreclose on the loan. Stating that we were 5 months behind. This I know is not true, we were 1 month behind I admit and were trying to get caught up. We had been trying to work with the mitigation team but were getting the run around. We need Option One foreclosure help. Once we thought all hope was lost we found a company on the internet that promised to help us. After having us pay them (using the mortgage payments we were keeping in the bank) they had us file bankruptcy (pro se. after paying them could not afford an attorney) We keep getting the run around on the bankruptcy as well. We were told to start sending in our mortgage payments again starting February 2008 which we have done. We have also been paying into the bankruptcy as well. Then when we tried to make the May 2008 payment to Option One they again refused it. Stating we were behind. And I have made every single payment. So now they are threating foreclosure again. This home has been in my family for over 50 years and I do not want to loose it. I have tried to work with them but they don’t return my calls, or anything. When we originally got the mortgage we were told our payments would be one amount but at closing we learned that they were to be at least $200 more. But we have made our payments and they say we have not. Our Mortgage Company is Option One Mortgage please Help me stop foreclosure. We need a loan modification with Option One

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Oct 2007 it went into pre-Foreclosure,” for multiple missed payments. I went on a re-payment plan with Option One, and was told NOT to miss another payment, or an automatic “date of Sale” would occur. I did make HUGE payments ($ 4200/mo) for another 5 months. Then , I received a “miss-leading” letter from them thinking that I was being given a “new” loan with a date for next payment which apparently would skip a month. As soon as I skipped a monthly payment, it went to sale immediately and Option One now has the only Bid on it. I am in Redemption period now, for another 6 weeks. I NEED HELP FAST, I really need help with a loan modification with Option One

we really need help to stop foreclosure in Los Angeles

 

Foreclosure help in Florida
[June 16, 2008]   by Foreclosure Help
Filed under: Loan Modification Assistance, Need a Loan Modification, foreclosure help in Florida, loan modification while in bankruptcy

If you are facing foreclosure in Florida we can help. We are very familiar with foreclosure law in Florida. Below are homeowners that we have helped stop foreclosure in Florida.

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We Bought our home for $170,000. At the time it was appraised for $190,000. Now it is worth about 120-130. Our mortgage has adjusted and our taxes have doubled and our payment has gone up over $2000.00. We have applied to our loan co  to have our loan modified but we cannot get an answer from them and we are now 3 months behind. We need loan modification help. First Franklin is our mortgage co. and we are still waiting for an answer on our situation. Because we would rather get short sale help than foreclose.  stop Florida foreclosure.

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We were trying to contact stop foreclosure with Litton Loan to discuss about our situation for months, but there weren’t answer from them until 1 day before foreclose date. And after that there were two people appeared in front of my house and told us that we have to move because the house has been sold in an auction. I have received the letter from Glasser and Glasser P.L.C. said that now the property is belong to The Bank of New-York.
we need a loan modification with Litton Loan services

 

We need a loan modification
[May 2, 2008]   by Foreclosure Help
Filed under: Need a Loan Modification, Washington Mutual Loss Mitigation, We need a loan modification

If you are looking for a loan modification we are the experts in negotiating with your bank and getting a loan modification. We know the numbers that are needed to not only allow you to save your home from foreclosure but also the magic number to be able to modify your loan. Being a negotiator in the past for one of the largest lenders loss mitigation department makes me the go to guy to understand the business and get your loan modified. We also offer free foreclosure help

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Last year I lost my full-time job and ever since then I have been working in the Entertainment business making good money to help with the mortgage. The entertainment company that I work for is not full-time. So, we need help.
I also work for a trucking company but, that’s also part-time. We can’t afford to lose this house. It was a wedding gift, from someone very special. (we need help.) Yes, my situation has changed because my mortgage has adjusted and now we really need to adjust back down. Can you help get a loan modification, we need foreclosure help in Los Angeles

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I refinanced my home in 2006 and need foreclosure help In Stockton, part of that money I invested for the purpose of increasing my income, and a portion went toward the down payment on the other home. I am on social security and disability. The broker used stated income and got me refinance and approved for the loan on the other home. My scores at the time 680 and he put me into a sub-prime loan. That totals $1,735.00 a month. The extra income would have given me the difference to make my mortgage payments. I have another home. I have tenants in that one, but because the people I gave money too has refused to pay back the money, I can’t pay the difference of this mortgage either. The difference being $435.00. They, being Carrington now, buying the loan from Fremont Lending. lived in my home since 1998. I have someone wanting to buy the property, who will allow me to remain in my home. Hoping that in a couple of years, to sell the property back to me, once I can clean my credit up to qualify.
GMAC Stop Foreclosure

 

Loan Modification Assistance
[April 24, 2008]   by Foreclosure Help
Filed under: ARM Mortgate payments increased, Foreclosure Options, How to Stop Foreclosure, Loan Modification Assistance, Need a Loan Modification, free foreclosure help

If you need loan modification assistance we can help. We have helping homeowners acquiring loan modifications for over 4 years now and have been saving homes for over 6 years. Not only do we know the business of foreclosure assistance but we actually worked in the loss mitigation industry as homeowner retention  negotiators in both prime and subprime.  If you have had a hardship in your life but it has been resolved and you can now afford your home we can help stop foreclosure.  If you are facing an increase in your interest rate that will put your payments out of reach we can help you stop foreclosure also. Click this link (Stop Foreclosure) and we will contact you and discuss your issues and once we take your case we really push for a loan modification and work on fixing your interest rate or extending your term to get a payment you can afford. We are here for you.

 

Chicago Foreclosure Help
[April 17, 2008]   by Foreclosure Help
Filed under: Foreclosure Help in Chicago, Need a Loan Modification

My husband was laid off we have two kids and child care expenses were as much as our mortgage at the time. My husband looked for work for over a year and a half we moved in with my father. He has just started working again and the bank told us we could possibly do deed in leiu us this the only option and so we began chapter 13 proceedings will this help us? My husband has landed a great job after all this time. also one child is in full day elementary school and the other is on the way. i am now planning my own business low start up cost. We need foreclosure help in Chicago

Help Modify my loan

 

Need a Loan Modification
[March 22, 2008]   by Foreclosure Help
Filed under: Need a Loan Modification

I Need a loan modification. We became behind on payments when i was injured while remodeling our home. I did not work for 3 months, we fell behind and my husband was the only working..i had no insurance at the time.  We received a notice that we were going to be forclosed on and i called a company that ended up defrauding me of $4000 then they forced me to file bankruptcy,  I filed and paid them $$4000, then they dismissed my case by mistake then reopened it.  Then i received a loan  modification but was told by Litton Loan not pay until modification for 1st and 2nd were complete.  now they are saying i am being foreclosed on again, when i am waiting on them. Litton Loan foreclosure assistance
foreclosure assistance in Las Vegas
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fortunately they contacted us quickly and we were able to salvage before they totally denied the file. We were able to salvage the loan modification and roll them into a fixed rate mortgage. There payments went up slightly but their finances we so they could afford a slight bump in mortgage payments. They are now being reported current to the credit bureau and back to regular payments.

 
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