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how many payments behind before the lender can start foreclosure
[May 2, 2008]   by Foreclosure Help
Filed under: Do it yourself Foreclosure Program, fallen behind on mortgage, how many payments behind before the lender can start fo

we get these questions all of the time :How long or how many payments behind before the lender can start foreclosure. Also how do you find out who hold the note on your home when it has been sold and a service company is the persons you deal with and can not talk directly to the lender to try refinancing or other options”

the answer: Typically it is 3 months late a demand letter stating pay all or they will foreclose. 45 days after demand letter or breach letter the mortgage company can have their attorney serve foreclosure paperwork.  The foreclosure usually happens about 105 days after first missed payment. Your new mortgage company should send paperwork, welcome letter giving their contact info. Let us know we are prepared to help and really know the business.

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