http://foreclosure-help.877youkeep.com/stop-foreclosure-with-option-one/loan-modification-with-option-one/ Foreclosure Help Mon, 23 Aug 2010 15:23:55 +0000 http://wordpress.org/?v=2.8.5 hourly 1 http://foreclosure-help.877youkeep.com/stop-foreclosure-with-option-one/loan-modification-with-option-one/comment-page-1/#comment-280 need loan modification with Option One Sat, 21 Jun 2008 19:35:52 +0000 http://foreclosure-help.877youkeep.com/?p=111#comment-280 I started the process of a <a href="http://www.877youkeep.com/Loan-Modification" rel="nofollow">loan modification help with Option One</a> in February, because my loan was scheduled to adjust in March. I was told on April 23 that I was approved for a loan modification on April 22. I was told what my new loan amount would be and what my new interest rate was and what I would be receiving my packet within 2 weeks and that after receiving the packet I had 5 days to sign it and send it back showing that I was in agreement with the new terms, I waited to no avail did the packet arrive I began calling Option One at least two sometimes three times weekly each time I got a different answer. I was told that the investor had not signed off on the terms and to call back by a certain day. I was also told not to make any mortgage payments because it would offset the loan modification,and that any money that was sent in would only set in a suspense account , I was told that I was required to send in a contribution amount of 1,418.79 which I wired through Western Union. I spoke with a representative at Option One which informed me that I was placed on a repayment plan in which I am to make payments of 1,188.79 by the 10th of each month for the next 3months which is July, August and September and all payments must be on time, then she told me that a balloon payment of 8,000.00 was attached. I would then be reconsidered for a modification after these terms were met. I was told that the terms stating this agreement were mailed. My biggest fear is that I was told before that documents have been sent and they have not. I am not in foreclosure yet, but I did receive a letter the other day in reference to a short sale, I am afraid that this is being done delibertly so that I am forced into foreclosure. I do know who to trust anymore. I became unemployed since obtaining this mortgage.I do have the income to support my previous mortgage payment which was 928.28. I need <a href="http://www.loanmodificationhelp.com" rel="nofollow">loan modification help</a> with Option One. I started the process of a loan modification help with Option One in February, because my loan was scheduled to adjust in March. I was told on April 23 that I was approved for a loan modification on April 22. I was told what my new loan amount would be and what my new interest rate was and what I would be receiving my packet within 2 weeks and that after receiving the packet I had 5 days to sign it and send it back showing that I was in agreement with the new terms, I waited to no avail did the packet arrive I began calling Option One at least two sometimes three times weekly each time I got a different answer. I was told that the investor had not signed off on the terms and to call back by a certain day. I was also told not to make any mortgage payments because it would offset the loan modification,and that any money that was sent in would only set in a suspense account , I was told that I was required to send in a contribution amount of 1,418.79 which I wired through Western Union. I spoke with a representative at Option One which informed me that I was placed on a repayment plan in which I am to make payments of 1,188.79 by the 10th of each month for the next 3months which is July, August and September and all payments must be on time, then she told me that a balloon payment of 8,000.00 was attached. I would then be reconsidered for a modification after these terms were met. I was told that the terms stating this agreement were mailed. My biggest fear is that I was told before that documents have been sent and they have not. I am not in foreclosure yet, but I did receive a letter the other day in reference to a short sale, I am afraid that this is being done delibertly so that I am forced into foreclosure. I do know who to trust anymore. I became unemployed since obtaining this mortgage.I do have the income to support my previous mortgage payment which was 928.28. I need loan modification help with Option One.

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