Foreclosure Help - Stop Foreclosure - Loan Modification » need loan modification help

Bank of America Loan Modification

Foreclosure Help — Wed, 28 Jan 2009 05:15:59 +0000

If you are facing foreclosure and need loan modification help with Bank of America, we can help. If you do not know where to turn and the stress is overwhelming we offer loan modification assistance. We have helped many homeowners in foreclosure with Bank of America stop foreclosure with a Bank of America loan modification. Here is a little about o

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Loan Modification with GMAC

Foreclosure Help — Fri, 20 Jun 2008 12:57:09 +0000

If you have GMAC as you lender and in need of loan modification help with GMAC we can help. We have helped many homeowners stop foreclosure with a loan modification and am interested in helping you get a loan modification with GMAC or any other lender for that matter. We are experienced loss mitigators that worked for some of the nations largest builders in the past and now take that experience to help you fight to stop foreclosure and save your home. Get the best possible foreclosure help with GMAC and let us do the work. We want to help save your home from foreclosure and stop the stress of foreclosure with GMAC. Below are homeowners we have helped stop foreclosure with GMAC.

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Financial Hardship, daughter has been in hospital a few times, we have an ARM and it seems to keep going up that we can not afford we really need foreclosure help and if you could get us a loan modification it would be great, we have loans and are in foreclosure with WA Mutual and GMAC, we are in real need of foreclosure assistance

foreclosure help in Los Angeles
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Wife was pregnant when we purchased the home. because of difficulties, she was off work for almost five months. we have been trying to catch up ever since, but keep getting farther behind. If we could get caught up one time we would be ok. GMAC is foreclosing. we’ve been talking with GMAC, but they’ve been telling us not to pay anything and that they’ll send us a letter about what to do. Today I looked in the newspaper, and saw that they are taking us to court. haven’t been served any papers at this time. We need to know the foreclosure process

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GMAC Mortgage Company is foreclosing. We are now behind 3 months due to them not accepting any payments after we got 1 month behind. We had fell behind when my husband lost his job right before Christmas because he reported his boss to the corporate office for wrong doings. We were still paying the mortgage as well as we could and caught back up completely by March or so. He did get another job in March. This is why they are doing this but we just need someone or something to cut us a break. We have been overwhelmed with problems lately.

Then the real trouble started in June-July. We had several repairs to do on my car to keep it running and several on his truck, some were major parts. We also had to replace a hot water heater, 2 dripping facets, a hose to the washing machine, fix the air conditioner and the floor under the water heater and laundry room because of the water damage. We are trying to get the insurance company to pay us back for some of this and it looks like we need a new one. It was like one thing every week for the last two or three months which kept us from having that whole payment to send. We felt like what else could go wrong and then we talked to the mortgage company about giving them one payment then the other the next week and they asked us to write a hardship letter and we did. We called to check the status of that and they said it would be a few weeks before someone could read it and our account had been sent to foreclosure for review or something. Now they say keep our money and they will let us know. We are accruing so many fees right now that there will be no way we can pay them even if we save our monthly payment. My husband has gotten an even better job now making more money and some over time. One of our kid is out of daycare now so that saves us a lot of money and thru all of our problems we managed to pay off our truck when we caught up on the mortgage this year, so no more payment for that. We make enough to pay our bills and believe we can keep up the payment from here on out, if they will just work with us to get caught up, for good. We need loan modification help

Loan Modification with Washington Mutual

Foreclosure Help — Wed, 18 Jun 2008 00:24:11 +0000

If you are facing foreclosure with Washington Mutual and need a loan modification in order to get current we can help. We have helped many homeowners stop foreclosure and save their home with our negotiators that really know the business. Get loan modification help with the best i the business. If your loan can be modified we would know. Below are scenarios we were able to help get a loan modifications with Washington Mutual.

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My husband and I have been trying to get assistance from Washington Mutual for three months regarding our home loan with absolutely no help. Our faxes have been lost, we have been continually told to call back, and never once dealt with the same person. We are transfered from person to person only to be hung up on after waiting for long periods of time and never once have been given consistent information. It is extremely difficult to reach anyone on the phone and we have spent hours on hold.

Two months ago we were told that our financial information we gave looks as if we qualify for assistance with keeping our home and this gave us some hope, as our mortgage payments have jumped $800.00 dollars. We make our payments on time and are not behind, but only because we have taken out loans to do so. We can not keep our home with this interest rate. After resubmitting the same information which was lost by the bank and after three months of being told to call back and our paperwork would be evaluated we are truly frustrated. After all this waiting we were then told to either sell our home or that if we were behind we can be given time to catch up. We are not behind so this advise did not apply to us, nor can we sell our home for our loan value. We were given no options. Obviously, our home’s value has dropped and will continue to drop as our interest rate increases. We are scared that we will have to let our house go into foreclosure, as the payments are simply to high to afford and the value is not there to refinance. Despite the fact that we have made all of our payments on time and have a steady income and have improved our credit score we can not seem to get any real information that is helpful and have been dealing with people who just seem to simply not care and feel are situation is just being avoided.

What is truly frustrating is we were initially told when we signed our refinance papers that our loan would be fixed for five years. We were lied to and believe documents were falsified. We were then told by Wamu that our loan does not qualify for the project Hope Plan created by president Bush, as we were told our loan is not a sub-prime loan. Every bit of information I read says our loan is indeed a sub-prime loan and freezing our interest rate could help save our home until the market improves, we really need loan modification help with Washington Mutual

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Help modify my loan

After ten years with the same company, my husband lost his job (it was outsourced overseas) in December. We thought it wouldn’t take long for him to get something else so we started paying our mortgage and bills on our credit cards, assuming it was a temporary solution. I have a full time job but do not make enough to cover our expenses.
We now have acquired an extreme amount of debt. We called our Washington Mutual (WaMu) and followed the procedure that they advised, which was to fill out a packet explaining our financial situation and we were to include a letter of hardship. After 8 weeks of waiting, we were rejected on a technicality and had to start the process all over again. Its now been another 4 weeks and all they do is call and ask for money but refuse to help us until our packet has been approved. If this packet gets rejected we are once again, back to square one and will owe more to them with no assistance on their part.
I believe that their process is inherently set up for us to fail. We now just want out and we will never do business with Washington Mutual in any capacity in the future.
My husband is working through a temp agency that has been able to give him a decent amount of work. We are hoping that he will be able to secure a full time job in the near future. I am still at my job as well.
I have cashed in my (small) inheritance in order to try and pay off some debt but am wary about giving WaMu any of it. We could catch up with our mortgage now but in 3 months be exactly in the same position due to their failed customer service policies. We just don’t know what to do and they are harassing us for money but refuse to allow us to negotiate or be assigned a person until the packet is approved- which may or may not EVER happen. We tried to approach this in good faith. We want to make good on this and not go in to foreclosure but they are making it very difficult to work with them. We need loan modification help with Washington Mutual

Stop Foreclosure with Option One

Foreclosure Help — Sat, 03 May 2008 14:21:52 +0000

I work in commissioned boat sales. the boating-sales industry seems to mirror the housing industry. sales have been 30% down or worse. I was able, however to keep up with my mortgage payments until last year when the country forced assessments on all the residents of this area. We were ordered to hook-up to city water and sewer system, even though I had a perfectly working well, and septic system. It cost me over $8,000. for permits, plumbers and installation. that killed my savings account. I need to stop foreclosure with Option One and asked them to help with a loan modification on my mortage to forgive the late payments and let me start a new with a slightly lower payment – they refused. have had the property for 4 years and never missed a payment until last November. I have been trying to catch up ever since then – sending what i could each month. i am in a desperate panic. I can\’t lose my house. I need foreclosure help in Cape Coral

please stop foreclosure with Option One

Foreclosure help in Memphis

Foreclosure Help — Mon, 28 Apr 2008 18:59:21 +0000

We have helped many homeowners stop foreclosure in Memphis. Below are homeowners that have contacted us that we have helped stop foreclosure in Memphis._______________________________________________

Divorced November before last, had to enter into debt negotion with my credit card companies. I have a HELOC that comes due in August. I’m concerned about being able to continue to make payments, I’m attempting to avoid the possibliity of foreclosure or bankruptcy. I do not necessarily need to sell the house if I can refinace. I am not necessarily interested in pulling cash out. I also had a time share that I deeded back to the company that is being listed as having been forclosed. I am contacting Concord to get clarification on this. I need help to stop foreclosure with Washington Mutual. I need loan modification help

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When my mom passed 4yrs ago, I decided to purchase another home. Everything was going good until my husband got laid off. The notes got too high for me to keep up with, so I put the houses under CH 13. My situation has changed completely. Now, my husband is working on a regular basis. Also, I am working at a goodstanding job. I believe that we are able to take care of both homes. Help me save my home in Memphis

Staying out of Home Foreclosure

Foreclosure Help — Wed, 02 Apr 2008 07:54:28 +0000

We have many ways of keeping homes out of foreclosure, contact us for foreclosure assistance. We have helped many homeowners stay out of home foreclosure. We are a group of loss mitigation consultants that have worked in the loss mitigation companies such as Washington Mutual loss mitigation department, Option One loss mitigation department and Ocwen loss mitigation department.

Below are homeowners that we have helped that have mortgage with the above mentioned mortgage company.

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We fell behind on mortgage when my job cut back work hours. Wife sickly forced to take lower paying job.
Job has picked backed up to working steadily and so is wife. Mortgage company Countrywide
staying out of home foreclosure. Borrower is from:
City: Palmdale
State: California
Zip Code: 93552
County: Los Angeles foreclosure help

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The company both my wife and I worked for struggled and we lived on credit cards and got so far behind we could not make it. I lost a part time job which has reduced our income further. Our chapter 13 payment is high, we have had significant auto repairs, and the cost of heating fuel and gasoline has kept us from getting on track. We are trying to avoid losing our home. We are both employed and looking for part time jobs to help get back on track. We need to reduce our mortgage payment to be able to afford to stay in this house. Countrywide is foreclosing on us. We need loan modification help.
City: Attleboro
State: Massachusetts
Zip Code: 02703
County: Plymouth foreclosure help

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Purchased house in 2005 intended to move in but job situation changed. Rented the property at a loss to wait out a pre-payment penalty period. Once the period was over property values started plummeting.
Paid $283,000 with 80/20 loans. Similar properties sold recently for $165 per square foot, our house is 1250\’Sq Ft, giving it a market value of $206,500. Our negative is roughly $950.00 a month while occupied. We can not continue to absorb the loss while waiting for the market to recover, if it recovers. Could be 10 years, 5 at best. That\’s over $60,000 down the drain just to get back to purchase price. Everhome Mortage, and CLC Consumer Services Loan Modification Help
stop foreclosure in Modesto
City: Modesto
State: California
Zip Code: 95355
County: Stanislaus