Foreclosure Help - Stop Foreclosure - Loan Modification » Washington Mutual Loan Modification

who can help with Washington Mutual Loan Modification

Foreclosure Help — Wed, 28 Jan 2009 05:20:20 +0000

I have gotten a big pay cut. I’m the only income for now in my home. I have a sister that is willing to help with negotiating the loan to keep my property But Washington Mutual has been non responsive and have lost my paperwork about four times all ready. I got a notice that due to missing items which where all ready submitted four times the loan m

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who can help with Washington Mutual Loan Modification

Foreclosure Help — Wed, 28 Jan 2009 05:20:09 +0000

who can help with Washington Mutual Loan Modification

Foreclosure Help — Sat, 03 Jan 2009 15:41:15 +0000

Washington Mutual Loan Modification

Foreclosure Help — Thu, 16 Oct 2008 04:22:04 +0000

Just finished another loan modification with Washington Mutual. The entire process took a little longer than usual because the negotiator was extremely busy. We can move only as fast as teh mortgage company employees. The loan modification was submitted on August 19th and approved on October 14th. We were able to convert a negative amortorization loan into a fixed fully amortorized loan. The approved loan modification from Washington Mutual was set up as a step rate plan. The rates are set at a minimum and step up over a period of three years to a fixed rate for the life of the loan. The step rate loan modification program we set started with a 3% interest for the first year, 4% for the second year and 5% fixed for the life of the loan. We have a very happy customer that can afford the plan we were able to negotiate for him. With a negative amortorization loan, the payments are low but we were able to get the payment close to the payment the borrower was paying. The borrower was 8 payments down with a foreclosure sale date and we were able to get the plan and he only had to pay $1,200.00 for a contribution. We can not guarantee the same outcome but we will fight hard for you to get the best workout plan possible to stop foreclosure. If you need loan modification help with Washington Mutual contact us so we can get started working for you.

Below are contacts from homeowners needing foreclosure help with Washington Mutual

City: Phoenix
State: Arizona
foreclosure help in Phoenix
County: Maricopa

Divorce Hardship, reduced income due to the fact that the construction industry has lessened in jobs for hire
Washington Mutual is foreclosing and I need to know how to save my home from foreclosure

My 1st mortgage is with Aurora, and my 2nd is with Washington mutual. My 1st is on an arm that will be adjusting soon. My 2nd is a 3o yr fixed but the interest rate is very high. My credit is very good, but my income has taken a hit. I usually have to go stated because I work in the tipping industry and business has been getting very bad. I don’t want to foreclose and lose my house, but it is getting very difficult to make my payments, I have gone through most of my savings. I am not making the money I used to. It is getting very difficult to pay the mortgage, my home’s value has also taken a hit, probably about 100,000. My 1st is over 200,000 and my second is over 90,000. I need help. Loan modification/ washington mutual

Loan Modification Assistance

Foreclosure Help — Fri, 25 Jul 2008 08:58:39 +0000

Need Loan Modification Help? We have the experience needed to succeed.

The declared income housing loans are no longer offered by Fannie Mae and Freddie Mac to stop the suffering of more more defaults. Now consumers must qualify with full documentation and won ‘t be able to qualify because of debt to income ratio, no more stated income deals. This will affect more than 71% of California and Florida homeowners needing to refinance their Adjustable Rate Mortgage, as well as many other homeowners throughout the country.

With so many people rate adjustments this year can only work with their lender or foreclosure and we are here to offer loan modification help. The problem is, in many cases these people have no access to their lenders or even to hear their demands until they are in foreclosure. One of the biggest wholesale lenders INDY MAC BANK only is now being run by the FDIC as well as the others facing major defaults in their portfolios, the option of ARM’s as well as subprime loans are due to increase as much as 5.00 % in the near future. Countrywide Bank (Countrywide Loan Modification Assistance), Wells Fargo (Wells Fargo Loan Modification Assistance), EMC (EMC Loan Modification Assistance), Washington Mutual (Washington Mutual Loan Modification Assistance), Ocwen Mortgage Company (Ocwen Loan Modification Assistance), Option One (Option One Loan Modification Assistance) to name a few, all the troubled times before, if they haven’t had enough.

If a consumer needs help and the bank refuses to listen to what needs to be done (which is very common) we have the ability to step in and give the homeowner foreclosure help and the ability to stop foreclosure!

Most banks are not to talk to you, unless you are 3-4 months or more on your mortgage and by this time your credit is shot and you can never secured loan at a reasonable interest rate again. Loan modification companies are crawling out of the wood work to your money and not qualified to help.

The problem is the mortgage company/servicers are overwhelmed with defaulted loans. They are understaffed and the staff, she is overwhelmed these days and it’s to get worse. I have a friend that still works at in the Loss Mitigation Department at Ocwen and he claims to be burned out.

Work with a company that has been around for a long time because we know the business. We did not learn the business at a weekend loss mitigation training event or through a loss mitigation manual. We were in the trenches working as loss mitigators in the bank.

We offer the best Loan Modification Assistance available.

Loan Modification with Washington Mutual

Foreclosure Help — Wed, 18 Jun 2008 00:24:11 +0000

If you are facing foreclosure with Washington Mutual and need a loan modification in order to get current we can help. We have helped many homeowners stop foreclosure and save their home with our negotiators that really know the business. Get loan modification help with the best i the business. If your loan can be modified we would know. Below are scenarios we were able to help get a loan modifications with Washington Mutual.

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My husband and I have been trying to get assistance from Washington Mutual for three months regarding our home loan with absolutely no help. Our faxes have been lost, we have been continually told to call back, and never once dealt with the same person. We are transfered from person to person only to be hung up on after waiting for long periods of time and never once have been given consistent information. It is extremely difficult to reach anyone on the phone and we have spent hours on hold.

Two months ago we were told that our financial information we gave looks as if we qualify for assistance with keeping our home and this gave us some hope, as our mortgage payments have jumped $800.00 dollars. We make our payments on time and are not behind, but only because we have taken out loans to do so. We can not keep our home with this interest rate. After resubmitting the same information which was lost by the bank and after three months of being told to call back and our paperwork would be evaluated we are truly frustrated. After all this waiting we were then told to either sell our home or that if we were behind we can be given time to catch up. We are not behind so this advise did not apply to us, nor can we sell our home for our loan value. We were given no options. Obviously, our home’s value has dropped and will continue to drop as our interest rate increases. We are scared that we will have to let our house go into foreclosure, as the payments are simply to high to afford and the value is not there to refinance. Despite the fact that we have made all of our payments on time and have a steady income and have improved our credit score we can not seem to get any real information that is helpful and have been dealing with people who just seem to simply not care and feel are situation is just being avoided.

What is truly frustrating is we were initially told when we signed our refinance papers that our loan would be fixed for five years. We were lied to and believe documents were falsified. We were then told by Wamu that our loan does not qualify for the project Hope Plan created by president Bush, as we were told our loan is not a sub-prime loan. Every bit of information I read says our loan is indeed a sub-prime loan and freezing our interest rate could help save our home until the market improves, we really need loan modification help with Washington Mutual

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Help modify my loan

After ten years with the same company, my husband lost his job (it was outsourced overseas) in December. We thought it wouldn’t take long for him to get something else so we started paying our mortgage and bills on our credit cards, assuming it was a temporary solution. I have a full time job but do not make enough to cover our expenses.
We now have acquired an extreme amount of debt. We called our Washington Mutual (WaMu) and followed the procedure that they advised, which was to fill out a packet explaining our financial situation and we were to include a letter of hardship. After 8 weeks of waiting, we were rejected on a technicality and had to start the process all over again. Its now been another 4 weeks and all they do is call and ask for money but refuse to help us until our packet has been approved. If this packet gets rejected we are once again, back to square one and will owe more to them with no assistance on their part.
I believe that their process is inherently set up for us to fail. We now just want out and we will never do business with Washington Mutual in any capacity in the future.
My husband is working through a temp agency that has been able to give him a decent amount of work. We are hoping that he will be able to secure a full time job in the near future. I am still at my job as well.
I have cashed in my (small) inheritance in order to try and pay off some debt but am wary about giving WaMu any of it. We could catch up with our mortgage now but in 3 months be exactly in the same position due to their failed customer service policies. We just don’t know what to do and they are harassing us for money but refuse to allow us to negotiate or be assigned a person until the packet is approved- which may or may not EVER happen. We tried to approach this in good faith. We want to make good on this and not go in to foreclosure but they are making it very difficult to work with them. We need loan modification help with Washington Mutual